Multiple cyber risks hide in the shadows while you surf and engage in activities online — from financial transactions to online shopping to ordering food. Cyber intruders are perpetually on the prowl for their next targets!
But, do Cyber offenders only focus on corporations? Not entirely. They also target individuals. What you require is a guarantee of secure surfing and banking.
For instance, in 2023, you might have also come across a fraudulent IRCTC application that posed as the official app. This application was discovered spying on users, stealing their Google and Facebook credentials, tracking GPS, and even recording videos, as stated in the India Cyber Threat Report.
Another report by the Economic Times disclosed that numerous victims were enticed into the work-from-home deception and initially received small payments to build trust. However, when they failed to meet a prescribed target, they were penalized, and while transferring money to the scammers, the fraudsters gained access to their bank accounts, resulting in substantial monetary losses.
These are a few cyber risks that have captured attention in the last few years. Let us delve into some prevalent threats that you must avoid.
What are the Leading Cyber Threats Targeting You?
If you are concerned about digital well-being and secure banking in today’s society, you are not the only one! However, understanding internet safety by being mindful of the significant cyber threats lurking around will enhance your online safety.
A few of these threats include:
- Email Spoofing: How frequently have you encountered harmful links on messaging or emailing platforms and were deceived into clicking on them? This is a common digital threat known as Email Spoofing. MFA (Multi-Factor Authentication) exhaustion attack is a cyber threat that utilizes your stolen credentials obtained from deceptive links you might have unintentionally clicked.
- Passcode Breach: In this scenario, cyber culprits will attempt to gain entry to your login details for an account and leverage them to steal data or impersonate you on the web.
- Psychological Manipulation: This is a widespread and crucial threat where assailants on social media platforms will win your confidence by using psychological tactics to gather sensitive details.
- AI-Generated Deceptions: Would you be willing to engage in an online transaction with an individual solely based on familiar voice or image? It is essential to ascertain the identity of the other party, as AI-engineered voices and videos can closely mimic real individuals, facilitating scammers to deceive you easily.
How to Enhance Your Digital Activities with Secure Surfing?
While robust antivirus software protects you from digital assaults and ensures a secure browsing experience, you must adhere to specific guidelines for a safe digital encounter.
Here are some best practices you should implement to safeguard your online security:
- The integration of AI in voice and image processing has simplified the tasks for cyber deceivers who can impersonate anyone prior to conducting transactions. Always verify the identity of the other party before engaging, even if they appear genuine.
- Avoid opening links or downloading attachments from unfamiliar sources, particularly if they appear overly enticing or offer unrealistic incentives.
- Refrain from disclosing your data or credentials to individuals you are unfamiliar with or do not trust.
- Install a dependable and sturdy antivirus like QuickHeal Total Security, which can shield you against evolving cyber threats. Remember to update the antivirus software regularly.
- Do not fall for social media ploys that seem too good to be true, such as enticing job offers or easy money.
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Saurabh Vadghule
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